WFMW: Reduce Credit Card Offers

March 11, 2008 at 8:54 pm (Works For Me Wednesday)

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I get greatly annoyed at the amount of junk mail we receive – especially credit card offers. They are especially a hassle because they should never just be thrown away but should be shredded. Some of them contain pre-approved offers that, in the wrong hands, will really screw up your life.

So I have to credit my MIL with this great tip that really does work. Open the envelope and find the application. In pen write “VOID. Remove from mailing list.” Now find the postage paid (it always is) envelope. Fold the application and all the other paperwork that came and put it in the envelope. I even fold up the original envelope and include it. Now mail it.

First, they have to pay the postage to get it back and second, they are now required by law to remove you from their mailing list.

Every time we move we kind of have to start this over but within a few months there is a dramatic drop in not just credit card offers, but other junk mail as well.

Head back to Shannon’s for more great WFMW ideas.

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7 Comments

  1. Kelley said,

    I love that idea! It probably feels even more satisfying because you get to “stick it to them” (a little).

  2. Infinity Goods said,

    Great idea! Thanks for sharing. I’m all for getting rid of it.
    Pensieve also has ideas today to reduce junk mail, and I have lots more suggestions on my WFMW for January 29, 2008. It’s titled “Hit The Road, Junk.”

  3. Risha said,

    Good idea! We got an idea from Dave Ramsey’s Financial Peace University that you should put ‘Return to Sender’ on the envelope. We did that for several months, and it reduced the amount that came in.

  4. Stephanie said,

    Oh thank you, this is a great idea! I just recently learned that if you use an ATM other than one that belongs to your bank, you are put on a mailing list for credit cards. Since our bank doesn’t have an ATM near us, we get a lot of credit card junk mail. Thanks!

  5. leah belle said,

    It works! We have done this in the past and it really did cut down on the junk in our box.

  6. Stacey said,

    I have always loved this tip since you told us about it in FPU!

  7. Sherry said,

    That’s a great idea. I am going to have to try that. Thanks!

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